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This is one of the most ignored areas of your financial life — and why planning matters now

By Jessica Roy, Personal Finance Columnist Jan 13, 2026 Everybody’s getting older, but not everybody likes to think about it — and many aren’t comfortable envisioning a time when they might need outside help in their daily life. But the reality is, a lot of us will. Roughly 70% of people who reach the age of 65 […]

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More Homeowners Stuck With Risky Insurance

“But climate change is supercharging storms, floods and fires and making them more common. Conventional insurers are determining that houses in places struck often by extreme weather are too risky to insure, canceling hundreds of thousands of policies. In the last two years, seven of the 12 biggest home insurers have limited their coverage in California. For those whose policies have been dropped by major insurers, non-admitted insurance is one of their only remaining options for coverage. It means regular homes in some parts of the country are now viewed by the insurance industry as the equivalent of a fireworks factory.” Bloomberg – December 3, 2024

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